Text of US HB 2309 (2015)

I 114TH CONGRESS 1ST SESSION H. R. 2309 To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. IN THE HOUSE OF REPRESENTATIVES MAY 13, 2015 Mr. ISRAEL (for himself, Ms. JUDY CHU of California, Ms. HAHN, Mr. BLU- MENAUER, Mr. SWALWELL of California, Ms. SCHAKOWSKY, Ms. TSON- GAS, Mr. ELLISON, Ms. WASSERMAN SCHULTZ, Mr. PETERS, Mr. SEAN PATRICK MALONEY of New York, Mr. GRIJALVA, Ms. CLARKE of New York, Mrs. DAVIS of California, Mrs. CAROLYN B. MALONEY of New York, Mr. DELANEY, Mr. POLIS, Mr. FATTAH, Mr. CICILLINE, Mr. SHERMAN, Mr. CONNOLLY, Ms. SPEIER, Ms. NORTON, Mr. CA´RDENAS, Mr. RANGEL, Ms. DELBENE, Mrs. WATSON COLEMAN, Mr. TED LIEU of California, Ms. LEE, Mr. FARR, Mr. LANGEVIN, Ms. PINGREE, Ms. WILSON of Florida, Mr. HIMES, Mr. MCDERMOTT, Ms. ADAMS, Mr. POCAN, Mr. NADLER, Mr. LOWENTHAL, Mr. CROWLEY, and Ms. ROY- BAL-ALLARD) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. Be it enacted by the Senate and House of Representa- 1 tives of the United States of America in Congress assembled, 2 VerDate Sep 11 2014 23:45 May 15, 2015 Jkt 049200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H2309.IH H2309 emcdonald on DSK67QTVN1PROD with BILLS 2 •HR 2309 IH SECTION 1. SHORT TITLE. 1 This Act may be cited as the ‘‘Freedom from Dis- 2 crimination in Credit Act of 2015’’. 3 SEC. 2. PROHIBITION AGAINST DISCRIMINATION ON AC- 4 COUNT OF SEXUAL ORIENTATION OR GEN- 5 DER IDENTITY. 6 Subsection (a)(1) of section 701 of the Equal Credit 7 Opportunity Act (15 U.S.C. 1691) is amended, by striking 8 ‘‘on the basis of race, color, religion, national origin, sex 9 or marital status,’’ and inserting ‘‘on the basis of actual 10 or perceived race, color, religion, national origin, sex, sex- 11 ual orientation, gender identity, or marital status,’’. 12 SEC. 3. DEFINITIONS. 13 Section 702 of the Equal Credit Opportunity Act (15 14 U.S.C. 1691a) is amended— 15 (1) by redesignating subsections (f) and (g) as 16 subsections (g) and (i), respectively; 17 (2) by inserting after subsection (e) the fol- 18 lowing new subsections: 19 ‘‘(f) The term ‘gender identity’ means the gender-re- 20 lated identity, appearance, or mannerisms or other gen- 21 der-related characteristics of an individual, with or with- 22 out regard to the individual’s designated sex at birth.’’; 23 and 24 (3) by inserting after subsection (g), as so re- 25 designated, the following: 26 VerDate Sep 11 2014 23:45 May 15, 2015 Jkt 049200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H2309.IH H2309 emcdonald on DSK67QTVN1PROD with BILLS 3 •HR 2309 IH ‘‘(h) The term ‘sexual orientation’ means homosex- 1 uality, heterosexuality, or bisexuality.’’. 2 Æ VerDate Sep 11 2014 23:45 May 15, 2015 Jkt 049200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6301 E:\BILLS\H2309.IH H2309 emcdonald on DSK67QTVN1PROD with BILLS