Text of US HB 2364 (2013)

I 113TH CONGRESS 1ST SESSION H. R. 2364 To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. IN THE HOUSE OF REPRESENTATIVES JUNE 13, 2013 Mr. ISRAEL (for himself, Mr. BLUMENAUER, Ms. BONAMICI, Mr. CAPUANO, Ms. CHU, Mr. CICILLINE, Ms. CLARKE, Mr. CLAY, Mr. CONNOLLY, Mrs. DAVIS of California, Mr. ELLISON, Mr. FARR, Mr. FATTAH, Mr. GRI- JALVA, Ms. HAHN, Mr. HIMES, Mr. PETERS of Michigan, Ms. PINGREE of Maine, Mr. POLIS, Ms. SCHAKOWSKY, Mr. SHERMAN, Ms. TSONGAS, Ms. WASSERMAN SCHULTZ, and Mr. WAXMAN) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. Be it enacted by the Senate and House of Representa- 1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘Freedom from Dis- 4 crimination in Credit Act of 2013’’. 5 VerDate Mar 15 2010 04:03 Jun 20, 2013 Jkt 029200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H2364.IH H2364 pwalker on DSK7TPTVN1PROD with BILLS 2 •HR 2364 IH SEC. 2. PROHIBITION AGAINST DISCRIMINATION ON AC- 1 COUNT OF SEXUAL ORIENTATION OR GEN- 2 DER IDENTITY. 3 Subsection (a)(1) of section 701 of the Equal Credit 4 Opportunity Act (15 U.S.C. 1691) is amended— 5 (1) by striking ‘‘on the basis of race, color, reli- 6 gion, national origin, sex or marital status,’’; and 7 (2) by inserting ‘‘on the basis of race, color, re- 8 ligion, national origin, sex, sexual orientation, gender 9 identity, or marital status,’’. 10 SEC. 3. DEFINITIONS. 11 Section 702 of the Equal Credit Opportunity Act (15 12 U.S.C. 1691a) is amended— 13 (1) by striking subsections (f) and (g); and 14 (2) by inserting after subsection (e) the fol- 15 lowing new subsections: 16 ‘‘(f) The term ‘gender identity’ means the gender-re- 17 lated identity, appearance, or mannerisms or other gen- 18 der-related characteristics of an individual, with or with- 19 out regard to the individual’s designated sex at birth. 20 ‘‘(g) The term ‘person’ means a natural person, a 21 corporation, government or governmental subdivision or 22 agency, trust, estate, partnership, cooperative, or associa- 23 tion. 24 ‘‘(h) The term ‘sexual orientation’ means homosex- 25 uality, heterosexuality, or bisexuality. 26 VerDate Mar 15 2010 04:03 Jun 20, 2013 Jkt 029200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H2364.IH H2364 pwalker on DSK7TPTVN1PROD with BILLS 3 •HR 2364 IH ‘‘(i) Any reference to any requirement imposed under 1 this title or any provision of this title shall be deemed to 2 include a reference to the regulations of the Bureau under 3 this title or the provision of this title in question.’’. 4 Æ VerDate Mar 15 2010 04:03 Jun 20, 2013 Jkt 029200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6301 E:\BILLS\H2364.IH H2364 pwalker on DSK7TPTVN1PROD with BILLS