Text of US SB 1159 (2013)

II 113TH CONGRESS 1ST SESSION S. 1159 To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. IN THE SENATE OF THE UNITED STATES JUNE 13, 2013 Mrs. MURRAY introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Equal Credit Opportunity Act to prohibit discrimination on account of sexual orientation or gender identity when extending credit. Be it enacted by the Senate and House of Representa- 1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘Freedom from Dis- 4 crimination in Credit Act of 2013’’. 5 SEC. 2. PROHIBITION AGAINST DISCRIMINATION ON AC- 6 COUNT OF SEXUAL ORIENTATION OR GEN- 7 DER IDENTITY. 8 Subsection (a)(1) of section 701 of the Equal Credit 9 Opportunity Act (15 U.S.C. 1691) is amended— 10 VerDate Mar 15 2010 22:46 Jun 17, 2013 Jkt 029200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\S1159.IS S1159 mstockstill on DSK4VPTVN1PROD with BILLS 2 •S 1159 IS (1) by striking ‘‘on the basis of race, color, reli- 1 gion, national origin, sex or marital status,’’; and 2 (2) by inserting ‘‘on the basis of race, color, re- 3 ligion, national origin, sex, sexual orientation, gender 4 identity, or marital status,’’. 5 SEC. 3. DEFINITIONS. 6 Section 702 of the Equal Credit Opportunity Act (15 7 U.S.C. 1691a) is amended— 8 (1) by striking subsections (f) and (g); and 9 (2) by inserting after subsection (e) the fol- 10 lowing new subsections: 11 ‘‘(f) The term ‘gender identity’ means the gender-re- 12 lated identity, appearance, or mannerisms or other gen- 13 der-related characteristics of an individual, with or with- 14 out regard to the individual’s designated sex at birth. 15 ‘‘(g) The term ‘person’ means a natural person, a 16 corporation, government or governmental subdivision or 17 agency, trust, estate, partnership, cooperative, or associa- 18 tion. 19 ‘‘(h) The term ‘sexual orientation’ means homosex- 20 uality, heterosexuality, or bisexuality. 21 ‘‘(i) Any reference to any requirement imposed under 22 this title or any provision of this title shall be deemed to 23 VerDate Mar 15 2010 22:46 Jun 17, 2013 Jkt 029200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\S1159.IS S1159 mstockstill on DSK4VPTVN1PROD with BILLS 3 •S 1159 IS include a reference to the regulations of the Board under 1 this title or the provision of this title in question.’’. 2 Æ VerDate Mar 15 2010 22:46 Jun 17, 2013 Jkt 029200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6301 E:\BILLS\S1159.IS S1159 mstockstill on DSK4VPTVN1PROD with BILLS