Compare IA HF 2409 (2024) and IA SSB 3094 (2024)
The introduced text of these two bills, side by side, with the wording they share.
- IA HF 2409 (2024) · Iowa · 2024 · Failed
- IA SSB 3094 (2024) · Iowa · 2024 · Failed
1,496 shared 8-word phrases found in the introduced text of these two bills.
This highlights wording the two bills share in their introduced text. A shared passage may include text that both bills quote from the same existing law, not only language either one drafted. A match shows that the texts overlap; it does not show who drafted a bill, and filing order alone does not show which bill copied which.
| IA HF 2409 (2024) | IA SSB 3094 (2024) |
|---|---|
| A BILL FOR An Act relating to discrimination in the provision of financial 1 services, and providing civil penalties. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB | A BILL FOR An Act relating to discrimination in the provision of financial 1 services, and providing civil penalties. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB |
| F. 2409 Section 1. NEW SECTION . 529A.1 Definitions. 1 For purposes of this chapter, unless the context otherwise 2 requires: 3 1. “Discriminate” or “discrimination” means a financial 4 institution’s use of a social credit score to directly or 5 indirectly decline to provide the full and equal enjoyment 6 of financial services to a person, and includes refusing to 7 provide, terminating, or restricting financial services to a 8 person. 9 2. “Financial institution” means any bank incorporated 10 under the provisions of any state or federal law, any savings 11 and loan association incorporated under the provisions of 12 federal law, any credit union organized under the provisions 13 of any st… | F. _____ Section 1. NEW SECTION . 529A.1 Definitions. 1 For purposes of this chapter, unless the context otherwise 2 requires: 3 1. “Discriminate” or “discrimination” means a financial 4 institution’s use of a social credit score to directly or 5 indirectly decline to provide the full and equal enjoyment 6 of financial services to a person, and includes refusing to 7 provide, terminating, or restricting financial services to a 8 person. 9 2. “Financial institution” means any bank incorporated 10 under the provisions of any state or federal law, any savings 11 and loan association incorporated under the provisions of 12 federal law, any credit union organized under the provisions 13 of any s… |
| F. 2409 protected by the first amendment to the Constitution of the 1 United States, Article I of the Constitution of the State of 2 Iowa, or federal or state law. 3 6. a. “Social credit score” means an analysis, rating, 4 scoring, list, or tabulation that evaluates any of the 5 following: 6 (1) A person’s speech, religious exercise, association, 7 expression, or conduct protected by the first amendment 8 to the Constitution of the United States, Article I of the 9 Constitution of the State of Iowa, or federal or state law. 10 (2) A person’s failure or refusal to do any of the 11 following: 12 (a) Adopt targets or disclosures related to greenhouse gas 13 emissions beyond targets or disclosu… | F. _____ protected by the first amendment to the Constitution of the 1 United States, Article I of the Constitution of the State of 2 Iowa, or federal or state law. 3 6. a. “Social credit score” means an analysis, rating, 4 scoring, list, or tabulation that evaluates any of the 5 following: 6 (1) A person’s speech, religious exercise, association, 7 expression, or conduct protected by the first amendment 8 to the Constitution of the United States, Article I of the 9 Constitution of the State of Iowa, or federal or state law. 10 (2) A person’s failure or refusal to do any of the 11 following: 12 (a) Adopt targets or disclosures related to greenhouse gas 13 emissions beyond targets or disclos… |
| F. 2409 to a person. 1 2. If a financial institution refuses to provide, 2 restricts, or terminates financial services to a person, within 3 ninety days of the refusal, restriction, or termination, the 4 person may request a written statement that specifies the 5 reason for the financial institution’s refusal to provide, or 6 restriction or termination of, the person’s financial services. 7 a. The person may request the statement from a customer 8 service or designated account representative of the financial 9 institution by phone, mail, or electronic mail. The person 10 shall provide the financial institution with a mailing address 11 and an electronic mail address where the statement can… | F. _____ to a person. 1 2. If a financial institution refuses to provide, 2 restricts, or terminates financial services to a person, within 3 ninety days of the refusal, restriction, or termination, the 4 person may request a written statement that specifies the 5 reason for the financial institution’s refusal to provide, or 6 restriction or termination of, the person’s financial services. 7 a. The person may request the statement from a customer 8 service or designated account representative of the financial 9 institution by phone, mail, or electronic mail. The person 10 shall provide the financial institution with a mailing address 11 and an electronic mail address where the statement can… |
| bring a civil action to enforce the 34 provisions of this chapter. Upon finding that a | bring a civil action 34 to enforce the provisions of this chapter. Upon finding that a |
| institution violated this chapter, a court may order any of the 1 following: 2 a. Injunctive relief as necessary to enforce compliance with 3 this chapter. 4 b. Other remedies permitted under the law. 5 c. Damages, restitution, or other compensation on behalf of 6 residents of the state, not to exceed the amount provided by 7 subsection 2, paragraph “a” . 8 2. A person harmed by a violation of this chapter by a 9 financial institution may bring a civil action, and upon 10 finding that a financial institution violated this chapter, a 11 court may order any of the following: 12 a. Actual damages not to exceed ten thousand dollars, 13 except if the court finds that the violation by the financi… | institution violated this chapter, a court may order 1 any of the following: 2 a. Injunctive relief as necessary to enforce compliance with 3 this chapter. 4 b. Other remedies permitted under the law. 5 c. Damages, restitution, or other compensation on behalf of 6 residents of the state, not to exceed the amount provided by 7 subsection 2, paragraph “a” . 8 2. A person harmed by a violation of this chapter by a 9 financial institution may bring a civil action, and upon 10 finding that a financial institution violated this chapter, a 11 court may order any of the following: 12 a. Actual damages not to exceed ten thousand dollars, 13 except if the court finds that the violation by the financi… |
| F. 2409 a person’s protected speech, religious exercise, association, 1 expression, or conduct; a person’s failure or refusal to adopt 2 targets or disclosures related to greenhouse gas emissions 3 beyond state and federal law requirements; a person’s failure 4 or refusal to conduct a racial, diversity, or gender audit 5 or disclosure; a person’s failure or refusal to facilitate 6 or assist an employee in obtaining an abortion or gender 7 reassignment services; or a person's participation in business 8 activities related to a manufacturer or dealer of firearms 9 and ammunition or business activities with an oil or gas 10 company. “Financial institution” and “financial service” are 11 also d… | F. _____ a person’s protected speech, religious exercise, association, 1 expression, or conduct; a person’s failure or refusal to adopt 2 targets or disclosures related to greenhouse gas emissions 3 beyond state and federal law requirements; a person’s failure 4 or refusal to conduct a racial, diversity, or gender audit 5 or disclosure; a person’s failure or refusal to facilitate 6 or assist an employee in obtaining an abortion or gender 7 reassignment services; or a person's participation in business 8 activities related to a manufacturer or dealer of firearms 9 and ammunition or business activities with an oil or gas 10 company. “Financial institution” and “financial service” are 11 also… |
| F. 2409 remedies permitted by law. A person harmed by a violation 1 of the bill may bring a civil action and, upon finding that 2 a financial institution violated the bill, a court may order 3 injunctive relief and actual damages not to exceed $10,000 or, 4 upon a finding that the violation by the financial institution 5 was willful, damages equal to three times the amount of actual 6 damages but not to exceed $30,000, in addition to reasonable 7 attorney fees and court costs. 8 -6- LSB | F. _____ remedies permitted by law. A person harmed by a violation 1 of the bill may bring a civil action and, upon finding that 2 a financial institution violated the bill, a court may order 3 injunctive relief and actual damages not to exceed $10,000 or, 4 upon a finding that the violation by the financial institution 5 was willful, damages equal to three times the amount of actual 6 damages but not to exceed $30,000, in addition to reasonable 7 attorney fees and court costs. 8 -6- LSB |